About Our Firm
Optimum Life Credit Solutions
We’ve been in the credit repair industry for several years. When you place your case in the hands of our consultants, you are placing your case in the hands of professionals who are committed to achieving the best possible outcome. We have experience in disputing inaccurate and unverifiable items such as Collections, Medical Records, Late Payments, Inquiries, and much more. This skillset allows us to provide global service to our clients. Every month we help clients in all 50 states of the United States get their credit repaired and debts are taken care of so they can get the job, car, house, loan, credit cards that they need so they can live their best life!
Our 3 Step process
During your free credit counseling session, your consultant will talk through your current credit
situation. You will be enrolled in our credit repair program once it is determined that you are a good fit.
We pull your credit report from all 3 credit bureaus and provide you with an in-depth credit analysis of all inaccurate information that is pulling your credit score down.
We focus on getting you the best results by fixing your credit from start to finish and challenging questionable information with the credit bureaus, creditors, and collectors.
our promise to you
Optimum Life Credit Solutions is committed to improving credit profits. We will take every measure under the law to repair and restore your credit.
why choose us?
Are you looking to get an auto loan or personal loan for your dream home? But your credit is preventing you from being approved? Are you tired of being denied and penalized for your credit history? We will challenge the negative report items that affect your credit score. Schedule a consultation today.
After your evaluation, we’ll assist you with a personalized strategy and begin working immediately to challenge the negative items that impact your credit score. All our letters are customized on your behalf. Under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 to 45 days to respond to you directly with your results.
What is a credit score?
A credit score is a number generated by a mathematical formula that is meant to predict creditworthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan. The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher than someone who had a good credit score and borrowed money. Therefore, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.
Our company strives in providing exceptional customer service, financial
education, and results for every client.